1 7
80%
Notes
of working Canadians and
their families are protected
by private health insurance
plans, up from 73 per cent
a decade ago.
Cost-effective health protection
7%
operating
costs
Extended health
Reimburses a variety
of expenses, such as
prescription drugs, dental,
hospital and medical
expenses, not covered by
provincial government plans.
Disability
Helps replace lost income
due to disability (frequently
integrated with Public
Pension Plans, Workers'
Compensation and
Employment Insurance),
usually paying around two-
thirds of earnings.
** Source
Drug Trend Report, Express
Scripts Canada
Accident & other
Includes coverage for
accidental death and
dismemberment, long-term
care and critical illness.
* Paramedical
Refers to services and
professions, such as
physiotherapy, that
supplement and support
medical treatment
Canadians access health insurance
in two ways, through group plans
provided by employers, unions or
professional associations, and
individual plans that are purchased by
individual consumers.
How health insurance
is purchased
$
46.3B
2018 health
premiums
Individual: 10%
Group: 90%
3%
taxes
3%
profits
87%
paid out to
policy holders as
benefits
Ninety per cent of premiums are
paid to purchase group plans
Insurers put almost 90 per cent of health premiums to
work, providing benefits to policy holders.
(5-year average)
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