CLHIA-ACCAP

Canadian Life and Health Insurance Facts, 2025 Edition

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Canadian Life & Health Insurance Facts // 2025 Edition 17 Working together to tackle fraud and keep health benefits affordable Every year in Canada, health benefits fraud and abuse costs employers and insurers hundreds of millions. False claims, fraudulent charges for non-covered services, plus the costs insurers bear for investigations add up. That's why insurers are working together through CLHIA's Fraud = Fraud program on initiatives to reduce benefits fraud and abuse and help to keep plans affordable. The CLHIA has introduced three industry wide tools to mitigate benefits fraud–a central registry of providers, a pool of anonymized claims data, and a framework for investigations between insurers. These initiatives enhance insurers' own programs and produce results. As of the end of 2024: Education campaigns about how to recognize benefits fraud and abuse reached over 12M Canadians Data from over 200 million claims was analyzed using artificial intelligence and generated over 13,000 alerts for potential fraud Over 500 alerts about potential fraud involving over 700 entities were recorded in our alert registry Collaboration with insurers resulted in close to 40 joint investigations of suspected provider fraud Health Insurance L I N E S O F B U S I N E S S

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