Canadian Life & Health Insurance Facts // 2026 Edition 16
Health Insurance
L I N E S O F B U S I N E S S
Health benefits help support better outcomes, strengthen access
to care and contribute to a more resilient healthcare system
Nearly 70 per cent of Canadians rely on workplace health benefits to help cover healthcare
costs and access the care they need. In 2025, Canada's life and health insurers supported
Canadians with $54.7 billion in total health benefits, up 4.1 per cent over the previous year.
This included $42.5 billion for prescription drugs, dental, mental health support, and other
paramedical services.
2025 health insurance benefits by coverage type
Supplementary
health
$42.5 billion
27 million individuals
Disability
$10.5 billion
11 million individuals
Accident & other
$1.7 billion
20 million individuals
$
54.7B
$
18.1B
Drugs
$
2.1B
Short-term
disability
$
8.4B
Long-term
disability
$
12.2B
Dental
$
1.9B
Hospital
$
1.7B
Vision
$
2.1B
Massage
$
1.3B
Physiotherapy
$
0.9B
Chiropractic
$
1.5B
Travel
$
0.7B
Laboratory &
medical devices
$
1.1B
Mental health
Accident
& other
$
1.7B
$
1.0B
Other
paramedical
2025 health
benefits
