Canadian Life & Health Insurance Facts // 2026 Edition 21
Retirement Solutions
L I N E S O F B U S I N E S S
Since 2015, benefits
have increased at an
average rate of
per
year
of benefits are
provided through
segregated funds
7%
84%
In 2025, insurers supported nearly 10 million Canadians with
$83.8 billion in benefits
• Group plan members received $57.7 billion in benefits.
• Individual plans received more than $26.1 billion in benefits.
Group Retirement &
Savings Plans
Individual Retirement
Savings & Income Plans
$0B
$10B
$20B
$30B
$40B
$50B
$60B
$70B
$80B
$90B
2025 2023 2021 2019 2017 2015
59%
41%
61%
39%
69%
31%
63%
37%
68%
32%
63%
37%
