You Told Us What You Want To Know About
Supplementary Health Insurance
This booklet brings together the answers to many of the questions Canadians ask
about supplementary health insurance.
This guide will help you:
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decide what supplementary health insurance you need;
understand the different types of plans and options;
learn what happens when you apply, and when you make a claim; and
identify questions to ask your group benefits administrator and/or agent
This booklet is not intended to be a substitute for seeking out a qualified agent.
Rather, it is designed as a handy reference you will want to keep with your
insurance policies. We suggest you start with the Table of Contents and look
for the topics in which you're most interested.
A Guide to Supplementary Health Insurance is produced by the Canadian Life
and Health Insurance Association. We do not promote any one health insurance
company or any particular type of supplementary health insurance policy or plan.
We leave those choices to you, the consumer.
We hope that this guide will help you make the most of your supplementary health
insurance coverage.
CAUTION: This booklet presents a wide variety of general information on supplementary
health insurance as simply and as accurately as possible. But it is not a legal document.
Over time, new legislation and regulations and technological and competitive developments
may change some of the rules, conditions and industry practices described here. If you have
specific questions, check your policy details and contact your group benefits administrator
and/or insurance agent or company.
