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THE BASICS
Why purchase travel health insurance?
In Canada, your provincial health insurance plan looks after your hospital and
medical expenses and you rarely see a bill! But, once you travel outside of Canada
or even outside of your home province, coverage under your provincial health
insurance plan is limited, and only a fraction of these expenses may be covered.
The good news is that the difference can be made up by travel health insurance.
What is travel insurance?
Travel insurance in its broadest form is designed to pay for certain unexpected
costs that may arise when you are traveling. These can include emergency
hospital/medical costs, trip cancellation, lost baggage and accidental death
insurance. But, not all plans cover all of these components. For instance, the
trip cancellation insurance you buy when you book your holiday may not include
health insurance. Be sure you understand what type of protection you are buying,
and whether it meets your needs.
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