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PURCHASING
TRAVEL HEALTH INSURANCE
Who provides travel health insurance?
• The group health insurance that you have through your employer, union or
professional association may cover out-of-country hospital/medical expenses.
Check to see if it does and what limitations apply.
• Each time you travel, you can purchase coverage through companies offering
individual travel insurance (e.g., insurance or travel agency, auto club, bank,
etc.).
• Some credit cards may provide some protection. Check the details and be
aware of any specific restrictions (e.g., your travel arrangements, including any
premiums, may need to be purchased with that credit card, the length of the
coverage, etc).
TIP: Planning an extended stay outside Canada? You may be required to give notice to
your provincial ministry of health. Check with your provincial plan to see how long your
basic coverage will continue and whether arrangements can be made for continued
coverage, if necessary. Note also that supplementary policies require your provincial
plan coverage to be in place.
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