CLHIA-ACCAP - Consumer Information

A guide to long-term care insurance

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7 A third option would be to have a family member care for you at home. However, an important question to consider is whether they would have the financial means to look after you full time? The cost of informal care in the home is hard to tally, but for a family member who may give up a full-time job to care for a loved one at home, this loss of income could be devastating. Unfortunately, the tax breaks given to care providers in the home are only a small percentage of the total cost to those who provide this care. Home care provided by a family member PURCHASING LONG-TERM CARE INSURANCE The life and health insurance industry plays a complementary role to the public health system by providing long-term care insurance protection to Canadians. There are many life and health insurance companies in Canada that offer long-term care insurance. Who provides long-term care insurance? TIP: If you need help finding out which companies offer long-term care insurance, contact the OmbudService for Life and Health Insurance. Go to for more information.

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