4
In cases of Joint Custody i.e., when both parents have plans and their children are
covered under both as dependents, the plan of the parent with the earlier birth date
in the calendar year pays first. (See Example 1 on the previous page.)
Claims for Post-Secondary Students (university/college)
Students may have some form of health or dental coverage through their school or
a part-time job. These plans will always pay before any plan where the student is
covered as a dependent.
Example:
A student has health coverage through the university plan, but is also still eligible
under a parent's plan as a dependent.
Therefore - The school plan pays first.
WHO PAYS FIRST?