CLHIA-ACCAP - Consumer Information

A guide to the coordination of benefits

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4 In cases of Joint Custody i.e., when both parents have plans and their children are covered under both as dependents, the plan of the parent with the earlier birth date in the calendar year pays first. (See Example 1 on the previous page.) Claims for Post-Secondary Students (university/college) Students may have some form of health or dental coverage through their school or a part-time job. These plans will always pay before any plan where the student is covered as a dependent. Example: A student has health coverage through the university plan, but is also still eligible under a parent's plan as a dependent. Therefore - The school plan pays first. WHO PAYS FIRST?

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