7
SPECIAL RULES
4
You should be aware that there are circumstances where this guide does not apply
such as:
• Auto insurance – provincial legislation determines whether coverage available
under automobile insurance is first or second payer to coverage under group
health/dental plans.
• Out-of-Country/Province Health Care Expenses – other rules have been
developed to coordinate benefits when more than one plan covers these
emergencies.
• Workers Compensation
You should check to see what legislation exists in your province of residence if
you are making a claim due to an automobile accident or a work-related injury or
accident.
