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5 million and premiums for group life insurance policies amounted to $127 million. In addition, people in Newfoundland and Labrador paid $593 million in premiums (including premium equivalents of $119 million for uninsured contracts administered by life and health insurers) for policies reimbursing them for health products and services not covered by government programs, such as drugs and dental treatment, and replacing income lost if the individual is unable to work due to disability. Insured (group and individual) plans accounted for 80% of the total health premiums. About 87% of the insured premiums was from group contracts with employers, unions or other sponsoring organizations while the remainder was for individual health insurance policies. Of the total premiums (and premium equivalents) received for health benefit plans, 18% was for disability income, 50% for medical/hospital coverage (including drug expense), 15% for dental care, and the remainder for other coverages. Policy Payments During 2014, the people of Newfoundland and Labrador received $1 billion, or about $19.8 million a week, in benefit and dividend payments from life and health insurance policies, as well as annuities. Nationally, the figure was $83.5 billion for the year. Of these payments, almost one dollar in every ten was paid out as death benefits to beneficiaries under life insurance policies or under comparable benefits provided in health insurance contracts. The remainder, more than nine of every ten dollars, went to living policyholders as annuity and disability benefits, reimbursement or payment of health care costs, dividends to policyholders, cash surrender values and matured endowments. Payments under life insurance policies and annuity contracts totalled $114 million and $442 million for the year, respectively. Payments under health and disability benefit plans amounted to $438 million in 2014, including payments of $112 million under