Canadian Life and Health Insurance Facts -- 2016

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President's Message Canadian Life and Health Insurance Facts, 2016 Edition presents authoritative, factual information about life and health insurance in Canada. It is published by the Canadian Life and Health Insurance Association (CLHIA). The CLHIA is a voluntary association whose member companies account for 99% of Canada's life and health insurance business. The industry provides a wide range of financial security products such as life insurance, annuities (including RRSPs, RRIFs and pensions) and supplementary health insurance to over 28 million Canadians. It also holds over $760 billion of assets in Canada and employs about 148,600 Canadians. The current edition includes information about the life, health and annuity business of all federally registered and provincially incorporated insurance providers in Canada (including the health business of property and casualty insurers), unless stated otherwise. The sources of material for this publication include information from these insurance providers as well as relevant data from government agencies, regulatory bodies, and other associations. Their assistance is acknowledged with thanks. Wherever possible, figures presented here relate to the Canadian life and health insurance business of companies of all national origins. However, where relevant, the numbers relate only to the worldwide business of Canadian companies. 79 Wellington St. West Suite 2300 P.O. Box 99, TD South Tower Toronto, Ontario M5K 1G8 416-777-2221 In order to simplify the text, we use the letters K, M, B, and T to refer to thousands, millions, billions and trillions, respectively. Provincial and historical data are available in the appendices. 46 Elgin Street Suite 400 Ottawa, Ontario K1P 5K6 613-230-0031 1001 de Maisonneuve Blvd. W. Suite 630 Montreal, Quebec H3A 3C8 514-845-9004 Toronto Ottawa Montréal

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