You told us what you want to know about
Long-term care insurance
This booklet brings together the answers to many typical questions Canadians
ask about long-term care insurance.
This guide will help you to:
• understand why it is important to have a financial plan to cover future
long-term care needs;
• learn what options are available;
• identify questions you should ask before you purchase; and
• understand what happens when there is a claim.
A guide to long-term care insurance is produced by the Canadian Life and
Health Insurance Association (CLHIA). We do not promote any one life and
health insurance company or any particular type of insurance policy or plan.
We leave those choices to you, the consumer.
We hope this guide will help you make the most of your long-term care insurance
coverage.
CAUTION: This guide presents a wide variety of general information on long-term care insurance
as simply and accurately as possible, but it is not for legal reference. New legislation and
regulations and technological and competitive developments may change some of the rules,
conditions and industry practices described. If you have specific questions, check your policy
details and contact your financial advisor and/or insurance company.
